Minimum Essential Coverage For Businesses

What Is Minimum Essential Coverage?

Minimum essential coverage is a type of health insurance policy an individual needed to meet the shared responsibility provision under the Patient Protection and Affordable Care Act (ACA). Individuals who lacked minimum essential coverage previously were hit with a financial penalty. The Tax Cuts and Jobs Act passed in 2017 removed that penalty and buying health insurance is no longer mandatory at the federal level.

All TRU-MEC Plans meet ACA requirements for qualifying healthcare coverage, or minimum essential coverage (MEC). Each plan also includes prescription benefits and complimentary telemedicine

Wellness & Preventive

Primary Care Visits

Specialist Visits

Open- Care Navigation*

RX Discount

RX Copay

Health Savings Account

Lab Work

X Rays

Diagnostic Imaging

Urgent Care

Hospital Confinement

Emergency Room

Outpatient Surgery

Critical Illness

AD&D

Term Life

Skinny MEC

Basic MEC

HDHP Basic MEC

Premium MEC

Premium Plus MEC

UPGRADE with a healthshare membership

No Deductible

No Network

Unlimited Sharing

Efficient Processing

Acceptance for All

Worldwide Sharing

Affordable Payments

Medical Advocacy

Quick Quote

Get a quote that includes help with primary care AND a Sedera Medical Cost Sharing Community solution for large, unexpected health expenses.

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State*

Who is this for?*

What is the age of the oldest member*

IUA Amount*

When you have a medical need, you will pay an Initial Unshareable Amount (IUA) and never pay more than 3 in a year.

Smoker*

Yes

TRU-Virtual PLUS HealthShare

TRU-Virtual First PLUS HealthShare

TRU-DPC PLUS HealthShare

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Sedera is not health insurance, a health insurance company, nor a provider of insurance policies of products. Sedera operates as a community-based membership where members voluntarily share medical expenses. Unlike health insurance, which involves contractual agreements and often costly premiums, Sedera’s model is based on voluntary contributions with no obligation to pay for others' expenses.

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In-Person Direct Care: Unlimited in-office visits with board-certified physicians for $10 per DPC visit and unlimited virtual physician visits for $0 per visit.

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