Customizing Your Healthcare Options Easy As 1-2-3

TRU-Benefits

Helping individuals and businesses find healthcare options that work.

Get Started for Individuals & Families

Get Started for Businesses

For Individuals & Families

TRU-Benefits just for you.

For Businesses

Employee options with TRU HealthGroup.

Custom Plans

Virtual or In-Person options for your everyday healthcare needs & low cost options for your big cost needs
Major Savings

Members can save up to 50% and over $10K a year
Plan Guides

We help you design the right plan, at the best price, with the right care options.
Real Benefits

Everyday Care, Big Costs Care & Ancillary Benefits to help your cash-flow!

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Cost Effective Healthcare Benefits

High-quality, affordable healthcare
Innovative Packages

A package or customized line-up of benefits you can’t find anywhere else
Increase Cash Flow for Other benefits

By saving money on healthcare options, you can offer additional benefits that you could not previously offer,
Free & Easy Quotes

We take care of packaging options on the front end and outstanding service on the back end for you.

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Quick Quote

Get a quote that includes help with primary care AND a Sedera Medical Cost Sharing Community solution for large, unexpected health expenses.

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IUA Amount*

When you have a medical need, you will pay an Initial Unshareable Amount (IUA) and never pay more than 3 in a year.

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I'm Ready to Enroll

Sedera is not health insurance, a health insurance company, nor a provider of insurance policies of products. Sedera operates as a community-based membership where members voluntarily share medical expenses. Unlike health insurance, which involves contractual agreements and often costly premiums, Sedera’s model is based on voluntary contributions with no obligation to pay for others' expenses.

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24/7 Telehealth: Connect with your physicians and access services with one click in the HealthWallet app.

Virtual Primary Care Dedicated Physician: Easy access for annual physicals, prescription management, and more!

Virtual Mental Health: Get professional help with depression, anxiety, other prevalent chronic conditions, and grief counseling.

800+ Commonly Prescribed Medications: Through TRU-Rx, we can get you access to the most used generic medication for free!

Discounted Lab Services at No Additional Cost:Discounts on lab testing with 2,200+ approved testing centers nationwide.

Dental, Vision, and Chiropractic Services: Get deep discounts on oral exams, LASIK, fitness centers, and more!*

Discount Marketplace at No Additional Cost: Savings of up to $4,900 per year with great deals across travel, entertainment, car insurance, and more!

Virtual Specialty Care: Talk with highly-trained specialists about cancer, heart disease, and other specialized needs.

In-Person Urgent Care Visits: Unlimited appointments for conditions that require elevated care beyond what is traditionally offered in a primary care physician's office for $25 per visit.

Unlimited Quest Labs: $0 fee on most basic lab services with no annual cap for use.

In-Person Direct Care: Unlimited in-office visits with board-certified physicians for $10 per DPC visit and unlimited virtual physician visits for $0 per visit.

TRU-Virtual