For Individuals and Families
Short-term Medical
Why People Choose Short-Term Medical Insurance
COBRA coverage costs an eye-popping 102% of retail.
Only 49% of Americans are covered by employer plans.
Self-employed gig workers will top 10.3 million by 2026.
Understanding The Benefits of
Short-Term Health Insurance
Financial Protection
No one wants to carry the financial burden of being uninsured. Short-term health insurance is temporary coverage to help keep you financially protected while giving you access to quality healthcare.
Telehealth
All of our short-term medical plans have low-cost or free telehealth included as a non-insurance benefit. Get affordable access to a doctor 24/7 without ever leaving your home.
Coverage Options
Pick your deductible. Choose between coinsurance or copays for doctor office visits. Use any doctor you want or get a plan with a provider network. More choice means more options.
Flexibility
Enroll for as little as 30 days or up to nearly three years depending on your state.
Fast Coverage
Short-term health insurance is health coverage when you need it most – right now. If you qualify, get enrolled in 5 minutes or less and have coverage the very next day.
Preventative Care
Some short-term health plans have preventive care, including childhood immunizations and preventive cancer screenings. We go beyond just unexpected accidents and illnesses.
Get a Quick Quote
Get a quote that includes the features shown to help with both primary care AND a healthshare for major medical expenses.
24/7 Telehealth: Connect with your physicians and access services with one click in the HealthWallet app.
Virtual Primary Care Dedicated Physician: Easy access for annual physicals, prescription management, and more!
Virtual Mental Health: Get professional help with depression, anxiety, other prevalent chronic conditions, and grief counseling.
800+ Commonly Prescribed Medications: Through TRU-Rx, we can get you access to the most used generic medication for free!
Discounted Lab Services at No Additional Cost:Discounts on lab testing with 2,200+ approved testing centers nationwide.
Dental, Vision, and Chiropractic Services: Get deep discounts on oral exams, LASIK, fitness centers, and more!
Discount Marketplace at No Additional Cost: Savings of up to $4,900 per year with great deals across travel, entertainment, car insurance, and more!
Virtual Specialty Care: Talk with highly-trained specialists about cancer, heart disease, and other specialized needs.
In-Person Urgent Care Visits: Unlimited appointments for conditions that require elevated care beyond what is traditionally offered in a primary care physician's office for $25 per visit.
Unlimited Quest Labs: $0 fee on most basic lab services with no annual cap for use.
In-Person Direct Care: Unlimited in-office visits with board-certified physicians for $10 per DPC visit and unlimited virtual physician visits for $0 per visit.
See our All Solutions page for details on these features