For Individuals and Families

HealthShare

How Medical Cost Sharing Works for Individuals and Families

You Select Your Membership Level

You select your Membership level which determines your Initial Unshareable Amount (IUA). This is the amount you feel comfortable paying without help from the Community.

Every Member Contributes

When you join our healthshare partner Sedera*, you begin contributing funds for use by other Members on a monthly basis.

The Community Shares with You

If something unexpected happens, Community Members share funds to pay for any expenses beyond your IUA.

You Pay Your Doctor

You pay your healthcare provider with the shared funds, for the duration of your care.

Get ACCESS+ for

Individuals & Families

Paying for healthcare doesn’t have to be complicated. Sedera’s cost-sharing solution provides affordability, choice, transparency, and support to pay for your healthcare expenses.

Is Sedera Medical Cost Sharing right for you?

Guided Enrollment Tour

Join Us With These Simple Steps

Learn about Sedera Medical Cost Sharing to decide if it is right for you.

Select the member and/or family coverage you need with the IUA that fits your budget and contact us to enroll.

Start sharing and saving with the Sedera Community

Get a Quick Quote

Get a quote that includes the features shown to help with both primary care AND a healthshare for major medical expenses.

24/7 Telehealth: Connect with your physicians and access services with one click in the HealthWallet app.

Virtual Primary Care Dedicated Physician: Easy access for annual physicals, prescription management, and more!

Virtual Mental Health: Get professional help with depression, anxiety, other prevalent chronic conditions, and grief counseling.

800+ Commonly Prescribed Medications: Through TRU-Rx, we can get you access to the most used generic medication for free!

Discounted Lab Services at No Additional Cost:Discounts on lab testing with 2,200+ approved testing centers nationwide.

Dental, Vision, and Chiropractic Services: Get deep discounts on oral exams, LASIK, fitness centers, and more!

Discount Marketplace at No Additional Cost: Savings of up to $4,900 per year with great deals across travel, entertainment, car insurance, and more!

Virtual Specialty Care: Talk with highly-trained specialists about cancer, heart disease, and other specialized needs.

In-Person Urgent Care Visits: Unlimited appointments for conditions that require elevated care beyond what is traditionally offered in a primary care physician's office for $25 per visit.

Unlimited Quest Labs: $0 fee on most basic lab services with no annual cap for use.

In-Person Direct Care: Unlimited in-office visits with board-certified physicians for $10 per DPC visit and unlimited virtual physician visits for $0 per visit.

24/7 Telehealth: Connect with your physicians and access services with one click in the HealthWallet app.

Virtual Primary Care Dedicated Physician: Easy access for annual physicals, prescription management, and more!

Virtual Mental Health: Get professional help with depression, anxiety, other prevalent chronic conditions, and grief counseling.

800+ Commonly Prescribed Medications: Through TRU-Rx, we can get you access to the most used generic medication for free!

Discounted Lab Services at No Additional Cost:Discounts on lab testing with 2,200+ approved testing centers nationwide.

Dental, Vision, and Chiropractic Services: Get deep discounts on oral exams, LASIK, fitness centers, and more!

Discount Marketplace at No Additional Cost: Savings of up to $4,900 per year with great deals across travel, entertainment, car insurance, and more!

Virtual Specialty Care: Talk with highly-trained specialists about cancer, heart disease, and other specialized needs.

In-Person Urgent Care Visits: Unlimited appointments for conditions that require elevated care beyond what is traditionally offered in a primary care physician's office for $25 per visit.

Unlimited Quest Labs: $0 fee on most basic lab services with no annual cap for use.

In-Person Direct Care: Unlimited in-office visits with board-certified physicians for $10 per DPC visit and unlimited virtual physician visits for $0 per visit.

TRU-Virtual First

24/7 Telehealth: Connect with your physicians and access services with one click in the HealthWallet app.

Virtual Primary Care Dedicated Physician: Easy access for annual physicals, prescription management, and more!

Virtual Mental Health: Get professional help with depression, anxiety, other prevalent chronic conditions, and grief counseling.

800+ Commonly Prescribed Medications: Through TRU-Rx, we can get you access to the most used generic medication for free!

Discounted Lab Services at No Additional Cost:Discounts on lab testing with 2,200+ approved testing centers nationwide.

Dental, Vision, and Chiropractic Services: Get deep discounts on oral exams, LASIK, fitness centers, and more!

Discount Marketplace at No Additional Cost: Savings of up to $4,900 per year with great deals across travel, entertainment, car insurance, and more!

Virtual Specialty Care: Talk with highly-trained specialists about cancer, heart disease, and other specialized needs.

In-Person Urgent Care Visits: Unlimited appointments for conditions that require elevated care beyond what is traditionally offered in a primary care physician's office for $25 per visit.

Unlimited Quest Labs: $0 fee on most basic lab services with no annual cap for use.

In-Person Direct Care: Unlimited in-office visits with board-certified physicians for $10 per DPC visit and unlimited virtual physician visits for $0 per visit.

24/7 Telehealth: Connect with your physicians and access services with one click in the HealthWallet app.

Virtual Primary Care Dedicated Physician: Easy access for annual physicals, prescription management, and more!

Virtual Mental Health: Get professional help with depression, anxiety, other prevalent chronic conditions, and grief counseling.

800+ Commonly Prescribed Medications: Through TRU-Rx, we can get you access to the most used generic medication for free!

Discounted Lab Services at No Additional Cost:Discounts on lab testing with 2,200+ approved testing centers nationwide.

Dental, Vision, and Chiropractic Services: Get deep discounts on oral exams, LASIK, fitness centers, and more!

Discount Marketplace at No Additional Cost: Savings of up to $4,900 per year with great deals across travel, entertainment, car insurance, and more!

Virtual Specialty Care: Talk with highly-trained specialists about cancer, heart disease, and other specialized needs.

In-Person Urgent Care Visits: Unlimited appointments for conditions that require elevated care beyond what is traditionally offered in a primary care physician's office for $25 per visit.

Unlimited Quest Labs: $0 fee on most basic lab services with no annual cap for use.

In-Person Direct Care: Unlimited in-office visits with board-certified physicians for $10 per DPC visit and unlimited virtual physician visits for $0 per visit.

See our All Solutions page for details on these features

Talk to an Advisor

I'm Ready to Enroll

**Medical Cost Sharing is not health insurance. Sedera is neither an insurance company nor a provider of insurance policies or products. The Sedera Healthcare Sharing Ministry is not an insurance company nor is it insurance, and membership is not issued or offered by an insurance company. Participation in this healthcare sharing ministry is entirely optional, and members decide whether or not to provide financial support to other members in need.