HealthShare For Individuals and Families

How Medical Cost Sharing Works for Individuals and Families

You Select Your Membership Level

You select your Membership level which determines your Initial Unshareable Amount (IUA). This is the amount you feel comfortable paying without help from the Community.

Every Member Contributes

When you join our healthshare partner Sedera*, you begin contributing funds for use by other Members on a monthly basis.

The Community Shares with You

If something unexpected happens, Community Members share funds to pay for any expenses beyond your IUA.

You Pay Your Doctor

You pay your healthcare provider with the shared funds, for the duration of your care.

Get ACCESS+ for

Individuals & Families

Paying for healthcare doesn’t have to be complicated. Sedera’s cost-sharing solution provides affordability, choice, transparency, and support to pay for your healthcare expenses.

Is Sedera Medical Cost Sharing right for you?

Guided Enrollment Tour

Join Us With These Simple Steps

Learn about Sedera Medical Cost Sharing to decide if it is right for you.

Select the member and/or family coverage you need with the IUA that fits your budget and contact us to enroll.

Start sharing and saving with the Sedera Community

Quick Quote

Get a quote that includes help with primary care AND a Sedera Medical Cost Sharing Community solution for large, unexpected health expenses.

"*" indicates required fields

State*

Who is this for?*

What is the age of the oldest member*

IUA Amount*

When you have a medical need, you will pay an Initial Unshareable Amount (IUA) and never pay more than 3 in a year.

Smoker*

Yes

TRU-Virtual PLUS HealthShare

TRU-Virtual First PLUS HealthShare

TRU-DPC PLUS HealthShare

Talk to an Advisor

I'm Ready to Enroll

Sedera is not health insurance, a health insurance company, nor a provider of insurance policies of products. Sedera operates as a community-based membership where members voluntarily share medical expenses. Unlike health insurance, which involves contractual agreements and often costly premiums, Sedera’s model is based on voluntary contributions with no obligation to pay for others' expenses.

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